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Home Loans

Products/Services

Home Loans
It's more than just a house. it's your future. And it's one of the smartest investments
-- and biggest decisions -- you can make. That's why the mortgage professionals of Postal Federal Community Credit Union are here to help you through the process.

PFCCU offers qualified members competitive fixed rates or adjustable rates that may be locked in at the time of application. We offer a full menu of loan programs, from low- and zero-down payment options to FHA and VA loans, which make it easier than ever for more people to realize their dreams of home ownership!

  • Low fixed rates that can be locked in at time of application*
  • Competitive adjustable rates
  • First-Time Buyer Programs available, including zero-down payment option where the closing costs can be paid from saved funds, a gift from a relative, or even money borrowed against your 401(k) or vehicle
  • FHA and VA loans available
  • Fixed-rate investment properties

To get started, find out what you typically need to complete your mortgage application.

You may also download the pre-qualification questionnaire online, to make the entire mortgage process easier!

Apply online now!

*For qualified members


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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency.