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Commonwealth Newsletter |
Winter 2006
A Glimpse of Our Heritage - A Vision for the Future At PFCCU, we're proud of where we've been, where we are, and
where we're going. It's our rich heritage here in southwest Missouri
that makes us the great credit union you've come to trust for nearly
80 years. Join us for an evening of festivities, which will include a social, dinner, and the annual business meeting to wrap up the year 2005. In addition to hearing first-hand the results of the elections to our Board and volunteer committees, you will enjoy the opportunity to win valuable prizes! Tickets are just $7.50 per person and may be purchased at any PFCCU location. Please join us! Review. Refinance. Rebate Every time you review your auto loan bill from another financial institution, you may feel sticker shock. That's why we've come to the rescue with our amazing Refinance Ree-bate offer. Refinance your auto or boat loan at Postal Federal Community Credit Union and get cash back!** Taking advantage of this unsurpassed offer is easy. Just bring us your auto or boat loan from another lender and refinance it with us. We'll give you a 1% rebate. Choose to get cash back or have it credited toward your loan balance - it's your choice. And with loan rates like this, who can resist?
F.Y.I. Mark Your Calendars for the 10th Annual Credit Unions' Golfing for Kids Tournament Friday, September 15, 2006! Credit When Credit Is Due The class will be held at: Consumer Credit Counseling 1515 S. Glenstone Springfield, MO Tuesday, Feb 7 & Thursday, Feb 9: 6 pm - 9 pm. Seating is limited. To register for this class, please call Tracey Blaue at Consumer Credit Counseling 417-889-7474 or 800-882-0808. PFCCU Makes Dreams Come True Loyalty is a big issue among small business owners, many of whom like to support companies that do business the way they do. For some, being a credit union member is not unlike being part of a family. After joining PFCCU in May 2004, small business owner Mark Musielak was so impressed with the service he received from the credit union that he decided to move all of his accounts there. "I'll continue bringing my business to the credit union because I value the personalized service," says Musielak. While small businesses represent 99.7% of all U.S. firms, many of these businesses have difficulty getting start-up loans. Credit unions often give entrepreneurs a chance when other institutions don't want their business. This is because credit unions base their loan decisions on more than just a credit rating. They also look at the member's character. That was a very important piece of the puzzle for Mark Musielak. A recovering alcoholic and drug abuser, Musielak helped others as a case manager for his church's drug and alcohol recovery program. But he had a bigger vision: to start a company that provided job opportunities for people in recovery. However, he had very little collateral and a poor credit history. Postal Federal Community Credit Union gave Musielak the break he was looking for to open his business, God's Green Earth, which provides landscaping and irrigation services to homes and businesses in the Branson area. PFCCU loaned Musielak the money he needed to purchase a truck for hauling his company's plants and irrigation supplies while also enrolling him in a credit-reestablishment program.
GE Commercial Motors, a division of REGAL-BELOIT is new PFCCU Employee Group At REGAL-BELOIT, their extraordinary focus on customer satisfaction has provided the impetus for them to create the systems and processes needed to be a leader in the industry. Few companies can match their willingness to adapt and modify products to meet customer and market demands, or match the "can do" attitude of their employees. Essential to REGAL-BELOIT'S success has been their ability to attract and retain the very best people - those with a strong work ethic and a personal commitment to excellence. When applied within a simple, non-bureaucratic culture which rewards initiative and emphasizes the importance of cost controls, these shared values help them sustain their "people advantage", says Dante Rebori, Communications Leader. In a world where rapid market change is the norm, their people advantage is perhaps their greatest strength, allowing them to quickly identify and respond to evolving customer needs. At all levels of the company, from engineering to manufacturing, from field sales to finance, they're working together to assure REGAL-BELOIT'S continued success in serving their customers and investors. The REGAL-BELOIT electric motor manufacturing facility in Springfield has 530 employees who now have the employee benefit of having a local credit union to help them meet their financial needs. If your business or a business that you know is interested in credit union benefits for its employees, please call Jill Bishop, Vice President Marketing/Business Development at 887-1983, ext 312. The Roy Tate Postal Federal Community Credit Union Scholarship Program Now Accepting Applications To apply for the scholarship, applicants must be a graduating high school senior and a member of PFCCU as of February 14, 2006. All of the requested documents must be included and the application must be postmarked no later than April 1,2006. Get your application at any PFCCU location or call 417-887-1983 to request that an application be mailed to you. You may also download an application at www.postalfed.org by choosing the Roy Tate Scholarship link on our home page.
Note from the President I am absolutely certain that this year will be like no other. Sure, I suppose we could say that about any year, but all of us as member-owners of this remarkable financial institution can certainly see bright things on the horizon. PFCCU is on a great course. Welcoming 2006 is like welcoming growth and great things for all our members. It's an exciting time, and I thank you for being a part of it - and for letting PFCCU be a part of your lives. We're continually finding new and better ways to provide all the things our members need, like our new Visa Gift Cards. They're available for members to purchase with absolutely no fee, and they make fabulous gifts. With graduations, birthdays and countless other celebrations coming up, they're sure to make your list. I urge you to get one for your loved one and see their face light up. See? That's what 2006 is all about. Happy New Year. Money & Stuff
There are strategies to help you reduce the impact taxes can have on your investment returns. From municipal bonds providing tax-free income,* to Traditional and Roth IRAs, numerous vehicles are designed to help you pursue your financial objectives while also striving to lessen your current tax burden. You're invited to attend our seminar Tax-Advantaged Investment Strategies for Today Thursday, February 2nd @ 6:30pm University Plaza Hotel, Kansas C room. The regional vice president from FranklinTempleton Funds will also be there to help with our presentation. So please call PFCCU at 887-1983 by January 26 to reserve your seat for this seminar. I look forward to seeing you there! Investments are not NCUA insured, not credit union guaranteed and may lose value. Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member NASD/SIPC, CFG and PFFS are not affiliated with Cambridge. Frequently Asked Questions What is ACH and how do I use it?
Why is the government promoting direct deposit? Feast Your Eyes on Fast Cars and Fast Financing at the AutoFest Car Show 2006
AutoFest Car Show Springfield Exposition Center 635 St. Louis Street, Springfield, MO March 3 - 5, 2006 |
Just mention this article to receive your rebate
on your refinance. Apply today! For more
information call us at (417) 887-1983
or 1-800-864-5301. 
God's Green Earth is growing like a weed, prompting Musielak to purchase a plant nursery in the Branson area. Musielak has repaid his debts in full and continues to bring business to the credit union. Musielak knows he couldn't have achieved his dream of owning a business and continue
to dream of years of future success - without the initial help from his credit union. "I can't thank you enough," Musielak told PFCCU's Vice President of Lending John Kelly. "You believed in me."
How many days will you work this year just to pay the government? Before you contemplate the answer to this question,
ask yourself if you've taken the proper measures to reduce your tax bill. 
Car enthusiasts won't want to miss the 2006 AutoFest Car Show, sure to dazzle and delight. And if you're in the buying mood, Postal Federal Community Credit Union will be there with unbeatable financing options for you. Stop by our booth at the show for quick, convenient and affordable auto loans.
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