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Commonwealth Newsletter |
Summer 2008
The 79th Annual Meeting
(left) Gary Thomas, emcee (right) David Phelps, Chairman of the Board, speaking with members The 79th Annual Meeting of the Postal Federal Community Credit Union was held on April 21, 2008 at Bass Pro’s White River Room in Springfield, MO. Gary Thomas, Postal Federal Financial Services Representative served as emcee for the event. A total of 134 members and 16 guests were in attendance for the dinner and meeting. A quorum was present. David Phelps, Chairman of the Board, gave the Report of the Board of Directors and discussed new branch locations and growth. Steve Pierson gave the President’s Report. He discussed the Joplin merger and that PFCCU assets have now grown to 101 million with loan growth increasing by 7.3% and membership growth increasing by 17.5%. Mike McFarland, Chairman of the Credit Committee, gave the Report of the Credit Union. He reported loans made in 2007 totaled $70,827,982 and 4,324 loans were made. Doug Haning chairman of the Supervisory committee reported on the quarterly reviews done by accounting firm Cummings, Ristau & Associates, PC. David Phelps announced the credit union election results. The election winners are two who were incumbents and they are Delbert Spence and David Bailes. Howard House will be replacing Charlene Mason who did not run for another term. All three will serve three year terms. David Phelps introduced Ralph Tate, Chairman of the scholarship committee who introduced the three members who were selected this year as the three recipients of the Charles Green $1,000 Scholarships. The winners were Courtney Kerivan, Jeremy Kolb and Tara Bailes. Gift cards for values of $25, $150 and $300 were given away throughout the meeting. With the sale of extra chance tickets and the PFCCU match, $870 was raised for Children’s Miracle Network. The meeting adjourned at 8:10 p.m. Mark your calendars now for the 80th celebration of PFCCU on April 27, 2009. PFCCU Money Market Account 
You don’t have to be good at math to watch your money multiply A savings account is a good way to maintain the value of your money. But what if you want to grow your money? A Money Market Account at PFCCU will put your cash to work. You can start earning higher interest dividends with an initial deposit of $2,500. The more money you have in the account, the higher the rate you earn. You will even have access to your investment, which allows you up to six withdrawals per month, making a Money Market Account from PFCCU a great choice to help you start saving. Want to start earning more? Inquire today! F.Y.I. Prime Times Prime Times Christmas Show & Dinner: Dixie Stampede
Register by calling PFCCU at 887-1983. Register by MONDAY, NOVEMBER 24. First come, first serve. PFCCU Awards the 2008 Charles Green Scholarship Postal Federal Community Credit Union strives to encourage continued education among members and throughout our local communities. PFCCU offers an annual scholarship to three members who are graduating high school seniors seeking financial assistance for higher-level education. PFCCU awarded the 2008 Charles Green Postal Federal Community Credit Union Scholarship, a $1,000 non-renewable scholarship, to three outstanding members planning to pursue an education beyond high school. Charles Green was a former PFCCU elected official who served on the PFCCU Supervisory Committee and Board of Directors for more than 22 years.
Note from the President
In fact, because of our recent growth, we’ll soon be able to offer e-statements. E-statements have several advantages. For one, you can cut down on clutter; without all those paper bills sitting around, it’s easier to keep tidy and organized. Obviously you also save paper, making e-statements a great way to be more environmentally conscious. Moreover, e-statements give you added convenience by letting you access your statement anywhere with an Internet connection. You don’t have to lug around a paper statement to keep track of your finances. In fact, we’re so excited about it, that anyone who signs up for e-statements gets BillPay@Home (our online bill pay service) for FREE. Now we have money market accounts, which have the primary advantage being higher returns on your money than traditional savings accounts. These new money market accounts will allow you to grow your money faster. Keep watching for more details on upcoming e-statements and ask us how to open your new money market account. We’re always excited when we can offer members new products or better rates. Your to-do list won’t know what hit it Get it done with a Home Equity Loan or Line of Credit You’ve worked hard building the equity in your home. Now, make it work hard for you. Whether you want to remodel a room, go on vacation, or even help fund an education, a Home Equity Loan or Line of Credit from PFCCU can help. It’s time to show your to-do list who’s boss. 
To get your application started, call us at (417) 887-1983 or 1-800-684-5301 today. *Annual Percentage Rate, current as of 5/7/08, subject to change and to credit approval. A lien may be required on your primary residence. Money & Stuff
My grandkids are great and out of school and starting to really enjoy the summer. I don’t know what is planned for this summer but I am sure there will be a lot going on. Kadie wanted me to plant a bigger garden this year so we can give some stuff to the poor people, so I did. She has a very good heart for a 7 year old. Ethan wants to be fighting and wrestling with his grandpa and grandpa is OLD. Tyler is two and a half years old and talks up a storm. He is at the age when he just wants to talk all of the time. He sure has a lot to say for one who is no older than he is. We sure do love them all!!! The response from people in Joplin about the “beneficiary deed” has been great. The requests for one of these documents are still coming in. If you do not know what a beneficiary deed is you need to call me. I will give you one and you will sure be glad to get it! It won’t cost you a thing and it could save your kids thousands. The service that I offer to you, as a member, comes at no cost. I could just be the best deal in town!! Just one more reason to be a credit union member. Tell your friends and neighbors about your Credit Union. Now, they too can belong to PFCCU! Investments are not NCUA insured, not credit union guaranteed and may lose value. Registered Representative, Securities offered through B & I Co., a Broker/Dealer, Member NASD/SIPC Investment Advisor Representative, B & I., a Registered investment Advisor. When it comes to deals, he’s no rookie! 
Be sure to mention this promotion to receive your finance rebate. Choose cash back or apply the amount to your loan. Apply today! PFCCU Auto Loans
Ree-bate Frog Stats: * Annual Percentage Rate, subject to credit approval and to change without notice. Go for an Eagle To Benefit CMN Mark your calendars now and plan to join us for the 12th Annual Credit
Unions’ Golfing for Kids Tournament, benefiting the Ozarks Children’s
Miracle Network. To register to play or to become a sponsor, call
PFCCU at 417-887-1983. Show your support for this event as both a player and a sponsor. Presenting Sponsor: $2,500, Corporate Plus Sponsor: $500, Corporate Sponsor: $425, Executive Sponsor: $195, Cart Sponsor: $50, We are also seeking donated items to be used for goody bags or door prizes. Click here for a detailed brochure. DATE: |
Courtney Kerivan is a graduate of Central High School
in Springfield, MO. Courtney was a member of National
Honor Society, was active in Future Business Leaders
of America, served as a student council representative
and was on the track team. She will be attending the
University of Denver to obtain a Master of Science
degree and a PhD. in Psychology. She plans to own
and operate her own psychology clinic.
Jeremy Kolb is a graduate of Logan-Rogersville High
School in Rogersville, MO. Jeremy was a member of
National Honor Society, was active in Future Business
Leaders of America, Future Teachers of America, Future
Farmers of America, the Tennis team and the Golf
team. He plans to pursue his bachelor’s degree in
Pre-Medicine from Missouri State University. After
graduating from medical school; he plans to return to
Springfield for a medical career as an anesthesiologist.
Tara Bailes is a graduate of Springfield Catholic
High School in Springfield, MO. Tara was a member
of National Honor Society, was a student council
representative, served as senior class president and
on the soccer team. She plans to attend Missouri State
University majoring in International Business. She will
prepare to attend law school following undergraduate
school. She plans to build a career in corporate law.
Growth is always an exciting time.
Here at PFCCU, we’re growing
and looking forward to the possibilities.
Don’t worry, we’ll never be so big that
we treat you like a national bank,
whose main concern is its stakeholders.
However, as we grow, we’ll be able
to give the profits back to you, our
members, in the form of better products
and services.
Well the “Big Boys” in Washington are saying that
we may be headed for a recession. I wonder what
world they are living in! The truth is that the markets
are pretty flat, up today and down tomorrow. It’s that
cost of living that is hurting us all. I’m just thankful
that my car does not run on milk, however tomorrow
I may wish it did. Interest rates are so low that one
can barely afford to keep money in savings or in a CD.
If you have a 401(k)-type plan and you are not
putting into an International subaccount you are
missing the boat. If you have questions about your
plan come and see me. Your employer sponsored
plan is VERY IMPORTANT!! It’s your money and you
need to know how it is working and what you can
do to make it GROW.
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