Home Products/Services On-line CU Branch Rates News Locations
|
Commonwealth Newsletter |
Winter 2007
Joplin makes the cut
Teaming up with great partner
Banking that moves to your beat
PFFCU is getting in sync with the needs of our younger members. They have their own dreams and ambitions (college, their first car, their own place), and we want to show our younger members how to achieve them. With our First Advantage and First Advantage Plus programs our teens and young adults can take advantage of valuable benefits designed specifically for them. Teens (14 to 18 year olds) can really get into the groove of money management with First Advantage.We'll help to give them a little more financial freedom by setting them up with a great Savings Account and Free Checking Account* with unlimited check writing, a Visa Check Card, and ATM Services including six free foreign ATM transactions per month.** We'll also give them a good reason to be online with access to Home Banking. They'll be able to secure their college dreams with a guaranteed student loan and will receive helpful money management tips from our newsletter and CUSucceed website, which will come in handy as they dive back into those summer jobs. Our young adult members (19 to 24 year olds) can get moving with our First Advantage Plus program. With many of the same benefits as First Advantage, like Savings Accounts, Free Checking, and access to Home Banking, they'll have everything they need to be financially secure while they're away at college. In addition, they can take advantage of special extras that will keep up with their financial needs as they continue to mature, such as FREE BILL PAY, special discounted auto loans, and a great-rate PFCCU Visa Credit Card. It's never too early to set your kids up for a bright financial future, and it's easy to do. Members can upgrade to a First Advantage or First Advantage Plus account by coming in to their nearest PFCCU branch and signing a new membership card. Stop by today! *Account does not come with overdraft protection. Upon request, members may establish overdraft protection through a savings account, a parent/guardian savings or checking account or any combination of the three. **Applies to PFCCU's fee only. ATMs belonging to another financial organization may charge a surcharge. PFCCU will charge a $1 fee for foreign ATM usage over the First Advantage Plus six free foreign ATM withdrawals and balance inquiries in a calendar month. Get down to business and celebrate!
This marks our 78th year of dedication to providing practical financial solutions and excellent service to our members, and once again the time to party will soon be here. Join us for our annual meeting and celebration.We'll give you a wrap-up of PFCCU's great year, as well as the results of the elections to our Board and volunteer committees. In addition, the night will be filled with festivities that include a social, an elegant dinner, and even a chance to win one of several great prizes! Mark your calendar — this celebration is not to be missed! 6:00 p.m. — Social Tickets are only $7.50 per person and may be purchased at any PFCCU location. The deadline to purchase tickets is Thursday, April 19. Our Policy on Privacy To assure the continued privacy and confidentiality of your personal financial information, your credit union observes these practices and procedures: INFORMATION WE COLLECT
INFORMATION WE DISCLOSE OUR SECURITY MEASURES If you have any questions regarding this notice please contact us at: Prime Times Christmas Trip Tuesday, December 11, 2007 TENTATIVE ITINERARY Andy Williams Christmas Make the leap to a better auto loan. Get a 1% ree-bate when you refinance with PFCCU! Enough is enough. There's no reason to keep struggling with a high-rate auto loan that doesn't meet your needs. A better deal is waiting for you at PFCCU and now is the time to jump on it. Refinance the loan you have from another financial institution with PFCCU and our ree-bate frog will give you 1% cash back!* Why continue putting a strain on your finances with hefty payments. Think how much money, and trouble, you'll save by refinancing now for a better rate. You can even apply your ree-bate towards the loan! It's time you just enjoyed your new car and stopped worrying about paying it off. If you haven't yet financed your vehicle, you'll still get a great deal by heading right to PFCCU. Our rates are competitive, our terms are flexible, and our process is simple. It's the best auto loan deal you can find! Apply today for your great-rate PFCCU auto financing or refinancing deal!
*Rebate offer applies only to refinancing vehicle loans from other lenders and does not apply to refinancing loans already with PFCCU. Minimum loan amount to receive rebate is $10,000. This limited time offer may be withdrawn at any time without notice. All standard PFCCU loan policies will apply **Annual Percentage Rate, subject to credit approval and to change without notice. Note from the President
We have merged with another great Missouri credit union — Central Ozarks Credit Union. It means additional branch and ATM locations, which means greater convenience. It means an increase in the capacity to provide you with affordable and beneficial products and services, and the benefits don't end there. The merger presents an excellent chance for us to grow not only in size, but in expertise. As we expand our staff we are creating a greater base of financial knowledge from which to advise and guide you towards your dreams and goals. In essence, we will be bigger and better than ever. More detailed information will be provided in the coming months to alert you of important dates, changes, processes, etc. you need to be aware of. We will be discussing some of this at our Annual Meeting in April so make sure to be there. It's your chance to learn firsthand about the merger and get some questions answered. I hope to see you there! Take your spring-cleaning to a new level with a PFCCU Home Equity Loan or Home Equity Line of Credit
Your home is full of equity just waiting to be tapped and whether you choose to use it in the form of a Home Equity Loan or a Home Equity Line of Credit, you're sure to get a great rate from PFCCU. It's the perfect way to expand your kitchen, fix up your bathroom or finally get that master bedroom you've been wanting. Don't let all those extra hours of sunlight go to waste. Apply for your great-rate Home Equity Loan or Home Equity Line of Credit today! 11th Annual Benefit Golf Tournament
Format: Four-player scramble Show your support for this event as both a player and a sponsor. We are also seeking donated items to be used for goody bags or door prizes. Be a part of an area credit union tradition that has been benefiting these children with a day of fun for years. Call us at (417) 887-1983 for player and sponsorship information today! Money & Stuff
The grandkids are GREAT as usual. Kadie has lost two more teeth and that means big bucks from the tooth fairy. Ethan told me that he is a man and not a boy, and Tyler is starting to walk, and getting into everything. What a joy they are!!! They all seem to like the state quarters and really like the new gold dollars. Kids today are a lot smarter than when I was at their age. I liked water and dirt. Remember that the annual meeting is just around the corner so get your ticket early as I will be very entertaining this year as always, and the food is good too. By the way, the Prime Times trip this year will be to see the Andy Williams Christmas show!!!! Everyone loves ANDY. So reserve your tickets now because Andy will fill the bus fast! If I can help you understand you investments or retirement plan, please give me a call. It is Very important that we all know what our money is doing and where it is doing it. Remember that my services are a free benefit of Credit Union membership. USE IT!! Investments are not NCUA insured, not credit union guaranteed and may lose value. Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member NASD/SIPC, CFG and PFFS are not affiliated with Cambridge. Holiday Hours All PFCCU branches will be |
To formally commemorate the additional convenience our new Joplin branch has brought, PFCCU and the Joplin Chamber of Commerce hosted a ribbon cutting ceremony on March 6, 2007. PFCCU President, Steve Pierson, was on hand to offer some words of inspiration and encouragement. It was a great event that helped celebrate our continued commitment to improving the advantages we offer our members.
Postal Federal Community Credit Union is pleased to announce that Central Ozarks Credit Union has merged with PFCCU. Central Ozarks Credit Union, established in 1932 and located in Joplin, is a strong financial institution guided by the same principle we instill in all areas of our services — "people helping people." This merger will be a great benefit to all members involved and you can expect many positive changes — increased convenience, expanded products and services, and much more. More details about our progression towards a bigger and better future will be provided in the coming months.
Monday April 23, 2007
At PFCCU we are constantly looking for avenues that will lead to greater advantages for our members. It's not enough to simply provide you with basic necessities or to be satisfied with simply maintaining member satisfaction. We hold ourselves accountable to a higher standard of service and are always striving to improve, be better, give you more. As such, we have chosen to pursue an opportunity that will bring countless benefits to all those involved with PFCCU.
With the winter finally coming to a close it's time to bring your home improvement dreams out of hibernation. The days are once again getting longer so you'll have a lot more time to get all that repairing, remodeling, and redecorating done. Plus, with a great Home Equity Loan or Home Equity Line of Credit from PFCCU you'll finally have the funds!
Friday, September 14, 2007 
TAX TIME! Okay no one likes it except the government, but I always have to pay more taxes. I don't want to but I want to have to, and there are only a few ways to get out of paying taxes or deferring taxes. There are IRA's (Roth is tax-free and Traditional is tax-deferred), 401-K type plans and Annuities, which are tax-deferred, and Munibonds and Munibond funds, which are tax-free except for capital gains. There are a few others but they involve guns and masks so I will just skip those. My point is that tax time is always coming and now is when you should start thinking about the best way to handle it, if I can help just give me a call.
© 2001-2003, Postal Federal Community Credit Union, Privacy Statement
