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Commonwealth Newsletter |
Spring 2005
Ree-bate! Get cash back when you refinance your auto loan
or boat loan at Postal Federal Community Credit Union! LOW MONTHLY PAYMENTS • FLEXIBLE TERMS • EASY APPLICATION OPTIONS * Annual Percentage Rate, subject to credit approval and to change without notice. Art full of heart | Special Greetings for The Southwest Missouri Office on Aging home meal delivery program How can you help? We are asking our members to contribute original artwork that may be used for the covers of holiday greeting cards. The proceeds from the sale of these cards will benefit The Southwest Missouri Office on Aging home meal delivery program. To participate, create something special— it can be photography, a painting… anything you like. Then, submit it with your entry form, which you can pick up at any PFCCU branch or download complete rules and instructions. The deadline for your entry is May 2, 2005, so don’t delay! And thank you for helping us help The Southwest Missouri Office on Aging home meal delivery program. Our Policy on Privacy Postal Federal Community Credit Union
F.Y.I. It’s Time to Celebrate! 2005 PFCCU 76th Annual Meeting Check Compliance 9th Annual Golfing for Kids Children's Miracle Network Benefit Golf Tournament Tee up! It’s time to mark your calendars for September 16 and make plans to compete in the 9th Annual Golfing for Kids CMN Benefit Golf Tournament. “Golfing for Kids” has become an annual area Credit Union event and tradition benefiting the Ozarks Children’s Miracle Network, an international non-profit organization that generates funds to assist sick and injured children who need medical care. 9th Annual Benefit Golf Tournament You can participate as both a player
and a sponsor. Becoming a tournament
We are also seeking donated items to be used for goody bags or door prizes. Format: Four-player scramble open to singles
and teams
New Employee Group | Starlite Entertainment Kicks Off 2005 Season Starlite Entertainment began its first production back in 1999 with the all-new Lost “Get Lost” in the magical decade of the 1950s with this award-winning, fast-paced production featuring the high-energy, talented cast and band of the fabulous Lost in the 50’s, all new for its seventh season. The Country Tonite Show is an exciting 11-year favorite in Branson that will have you toe-tappin’ and foot stompin’. Branson’s most awarded show continues to dazzle audiences of all ages with its brilliant mix of timeless classics and popular country hits of today! Visit the Starlite Theatre in the morning to see The World Famous Platters. Start your day off right and take a walk down lover’s lane to such hit classics as “Only You,” “Smoke Gets in Your Eyes,” “The Great Pretender” and many more. Celebrate the most colorful decade in American history with Stuck on the ‘70s, a fast-paced, high-energy trip back to the years that changed our music, clothes, and lifestyles forever. Don’t miss one of the most unique and electrifying shows as Branson’s most famous magician, Kirby VanBurch delights audiences of all ages in this two-hour roller coaster of excitement and mystery. Starlite Entertainment, as a new select employee group, is one of a growing number of By extending financial services to our employees, PFCCU is enabling us to give our employees another option in our benefit package.” PFCCU welcomes Starlite Entertainment to our credit union family. If your business or a business you know is interested in credit union benefits for its employees, please call Jill Bishop, Vice President Marketing/Business Development. Money & Stuff
The market has been pretty flat for the past six months and will probably be that way for the next three or so. I still think the year will end up being a good one, not a great one. We are going to be doing some seminars this year and if any of you have a topic that you would really like covered please give me a call and let me know. If I do not address the topics that are of greatest interest to you, then I am not as much help to you as I can be. Kadie and Ethan are doing well. Ethan has learned that he can, with little effort, get Kadie worked into a lather, and he really seems to enjoy doing that. Kadie is just the prettiest and she gives great hugs, too! It’s a good thing that you can’t have grandkids first. It’s IRA time again and as always, I must mention the ROTH IRA. If you don’t know what it is that you need, call me. I still come in contact with members who do not know about the ROTH IRA. My phone extension is 227, so call me with any questions about investments, insurance or estate and retirement planning or, well, just call me. See you at the annual meeting. Investments are not NCUA insured, not credit union guaranteed and may lose value. Registered Representative, Securities offered through Cambridge Investment Research, Inc. a Broker/Dealer, Member NASD/SIPC, CFG and PFCCU are not affiliated with Cambridge. Note from the President
So, what’s the catch? Well, according to consumer finance expert Rob Gentile, many of these offers are designed simply to get you into the showroom. Once there, you may find that the zero percent finance deal is only offered on less popular models and for as little as 24 months. This means that the monthly payments tend to be too high for many consumers’ budgets. Dateline, NBC’s primetime news program, also recently encouraged consumers to opt for credit union financing. I couldn’t agree more. Choosing a low-rate auto loan from your credit union and taking a manufacturer’s rebate over their zero-percent financing offer not only saves you from paying high monthly payments, but could also save you money over the long term. So before signing any contract or agreement, be sure to check all of your options on auto loans, including those offered here at PFCCU. Plus, we’re also offering our members a special incentive to refinance with us… a 1% rebate on all qualifying auto or boat refinances. If you want more details, just check the front page of this newsletter. At PFCCU, we always offer reliable, low-rate, flexible-term financing for automobiles, year in and year out, so call or visit us when you’re ready for a new vehicle. One of our loan officers will be happy to talk to you and help you sort through the dealers’ offers so you can make the best decision possible for financing your car. Peace of Mind on the Road Because even the most reliable vehicles can develop mechanical problems, PFCCU offers auto warranties with a complete line of coverage designed to keep your vehicle on the road. No matter where you travel in the U.S., our warranties protect you against major mechanical expenses, and there is no deductible on covered parts or labor. All of our plans come with 24 hours-a-day/7 days-a-week Emergency Road Service.
See why so many people depend on our warranty plans. For your PFCCU auto warranty, call (417) 887-1983 and speak to a loan officer today. Complete terms and provisions are contained within each Service Agreement. Holiday Closings Monday,
May 30, 2005 |
Well the change from CUNA Brokerage
to Cambridge Investment Research is
done and I hope none of you sent the
letter from CUNA back to them. If
you did and you do not want to get
the service on your contract from the
1-800 number at CUNA, you will have
to fill out a form to get it transferred
back to me so that I can help you
when you want to change something.
Just give me a call and we can get
that done for you. 
These days, the prospect of
buying a car seems almost
too easy. Over the last year, the
automotive industry has been
luring in consumers like you with
the promises of savings, offering
zero percent financing and other
“deals.” On the surface, it looks
like a “free loan.” 
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