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Commonwealth Newsletter |
Spring 2008
The Business of Celebration!
DON’T MISS THIS SPECIAL CELEBRATION! Join us for a wrap-up of PFCCU’s great year, as well as the results of the elections to our Board and volunteer committees. In addition, the night will be filled with festivities that include a social, an elegant dinner, and even a chance to win one of several great prizes! PFCCU 79th Annual Meeting - Monday, April 21, 2008 6:00 p.m. Social Tickets are only $7.50 per person and can be purchased at any PFCCU location. SEG Spotlight 
CLEAN The Uniform Company in Joplin/Webb City is now a Select Employee Group of PFCCU. CLEAN is a family-owned business founded in 1938 in St. Louis, MO. They opened the Joplin office in 1951 and moved to their current Webb City facility in 2002. The Webb City facility employees an approximate 70 employees. CLEAN The Uniform Company currently serves a six-state region: Missouri,Kentucky, Kansas, Arkansas, Oklahoma, and Illinois with the industrial laundry business. Their products and services include:
CLEAN has the mission of sustaining the financial well-being of their employees and company by attaining a reputation as the premiere textile supplier in the markets they serve. Therefore, each member of the CLEAN Team has made a personal commitment to making “Customer Care” visible in every step of their service. Matthew Andrews, Human Resource Director says, “We are very excited here at Clean The Uniform Company to offer the great benefits of belonging to a credit union. From direct deposit to on-line banking, we want to give our associates the opportunity to take advantage of the financial benefits available to them through credit union membership.” If your business, or a business that you know, is interested in credit union benefits for its employees, please call Jill Bishop, Director of Marketing/Business Development at 887-1983, ext. 312. F.Y.I. Prime Times Prime Times Christmas Show & Dinner: Dixie Stampede
Register by calling PFCCU at 887-1983. Register by MONDAY, NOVEMBER 24. First come, first serve. Go for an Eagle To Benefit CMN 
Mark your calendars now and plan to join us for the 12th Annual Credit Unions’ Golfing for Kids Tournament! Enjoy a round of golf and benefit the Ozarks Children’s Miracle Network, an international non-profit organization that raises funds to help sick and injured children who need medical care. 12th Annual Benefit Golf Tournament
Format: Four-player scramble open to singles and teams
Show your support for this event as both
a player and a sponsor. View the full brochure by clicking here.
To register to play or to become a sponsor, call PFCCU at 417-887-1983. Note from the President
We celebrate that fact each year here at PFCCU at our Annual Meeting and Celebration.We really hope that you will join us for this special event.We will hear the results of the elections to our Board of Directors and volunteer committees – the people you had a say in electing to these positions of leadership. You will also hear about our fantastic success this year, enjoy a hearty meal and have the opportunity to win some great prizes among friends. It’s one of my favorite times of year, and I’m happy to share it with you all. Another great thing about PFCCU’s annual meeting is that it gives us an opportunity to look toward the future. And as far as I can see, it’s pretty bright out there. Thank you for helping us build such a bright future for us all – and for trusting PFCCU as your financial partner. Our Policy on Privacy To assure the continued privacy and confidentiality of your personal financial information, your credit union observes these practices and procedures: Information We Collect We collect nonpublic information about you from some or all of the following sources:
Information We Disclose We may disclose nonpublic personal information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements, so that we may provide you with competitive products and services.We may also disclose information about you under other circumstances as permitted or required by law. Our Security Measures We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information. If you have any questions regarding this notice, please contact us at: Postal Federal Community Credit Union Money & Stuff
Kadie, Ethan, and Tyler are all just fine and getting big too fast! All are different as night and day and all EXCEPTIONAL!! Kadie is writing books and poems (some are a little hard to read). Ethan is all about “power rangers” and Tyler really enjoys the fish at bass pro. If you do not have grandkids, you just don’t know how good life can be!!! I still think the markets will be down for the rest of this year, but that may mean a buying opportunity for some of you. It’s good to remember that all of that money you are putting into your 401(k) plans and other systematic investments is buying low. If you have questions or concerns about your investments come in and see me. Everyone needs to know what his or her money is doing, so remember that an annual review is always a VERY GOOD idea. I am here to help you at no cost to you. Just another advantage of Credit Union membership. Investments are not NCUA insured, not credit union guaranteed and may lose value. Registered Representative, Securities offered through B & I Co., a Broker/Dealer, Member NASD/SIPC Investment Advisor Representative, B & I., a Registered investment Advisor. Put Some Spring in Your Step with a Rebate for Your Ride! 
Get a fresh start this spring with an auto loan refinance at PFCCU.We will not only
be able to refinance your existing auto loan from another financial institution at a
lower rate – we’ll also give you a 1% cash back rebate!*
Just mention this promotion when you refinance your auto loan from another lender and you’ll receive your rebate in cash – or you can choose to put it toward your loan payments. It’s an incredible offer that you just won’t want to miss – apply today! Call us at (417) 887-1983 or 1-800-864-5301 for details. *Rebate offer applies only to refinancing vehicle loans from other lenders and does not apply to refinancing loans already with PFCCU. Minimum loan amount to receive rebate is $10,000. This limited time offer may be withdrawn at any time without notice. All standard PFCCU loan policies will apply. **Annual Percentage Rate, subject to credit approval and to change without notice. Spring Fix-Ups Made Affordable PFCCU’s fixed home equity rates let you tackle your spring
renewal projects on budget and on target. A fixed-rate home
equity loan from PFCCU is one of the most intelligent ways
to finance all your goals, even beyond home improvement –
like travel, college expenses and debt consolidation. After all,
our rates are very affordable, and the interest you pay may
even be tax deductible (consult your tax advisor). Get your application started right away. Call us at (417) 887-1983 or 1-800-864-5301 today. HELOC rates as low as 6.75% APR* *Annual Percentage Rate, current as of 2/01/08, subject to change and to credit approval. A lien may be required on your primary residence. Holiday Hours All PFCCU branches will be |
As part of a member-owned
financial cooperative, you have
an exciting role to play in the success
of your credit union. You have a voice,
and your vote counts. It’s like no other
type of financial institution – and
certainly not like a big, national bank,
where the voices of the stockholders
are the only ones heard. Here at your
credit union, you really and truly matter.
I have changed my Broker Dealer from Cambridge
Investment Research Inc. to B & I Co. So, all of you who
have investment products with me got a “none response”
letter from Cambridge telling you of my move. This move is
just an administrative change for me and does not affect
your accounts at all. Sooooo if any of you that work with
me contacted Cambridge and told them that you wanted
to stay with Cambridge, then I am no longer getting
information on your investments. If you want me to get
the info and you want to stay with me, all you have to
do is come in and sign a change of Representative form
and that will get your accounts back to me and it will
be as nothing ever changed. Your statements should be
coming from “B & I Co.”, not Cambridge. If you did
nothing, than everything is just as it was before.We tried
to make this as confuuuuusing as possible and if you
really do understand all of this, well we will just have
to make some more changes. I really don’t think many
of you are still with Cambridge, but if you think you are,
just call me.
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