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Commonwealth Newsletter |
Fall 2006
A Salute to our Military
We are pleased to report that Jeremy has recovered and is enjoying an early leave to join his wife Angela and son Tanner. On August 3, Jeremy returned to Ft.Wainwright for the remainder of his tour. Jeremy and his family will then make a Permanent Change of Station (PCS) move to Ft. Riley, Kansas. We Salute Our Military! F.Y.I. Joplin Branch Moving Auto Buying Stop for the seminar on your way home from work. We will be serving finger sandwiches and something cold to drink. Parking is available on the north side of the training center. Please RSVP to PFCCU 887-1983 by Thursday, Oct. 12. Prime Time's Branson Trip 2006 Tentative Itinerary:
Total Cost will be approx. $62.00. Reserve your seat today! Elected Official Nominations
C/O Postal Federal Community Credit Union You may also call 887-1983 or 1-800-864-5301, or email your request to PFCCU@postalfed.org. The completed nomination form must be received by the Nominating Committee no later than December 29, 2006. Money & Stuff
Kadie is in kindergarten (with no front teeth), Ethan is in pre-school, and Tyler is growing like a weed. Hard to believe he is six months old. All of them were here this past weekend and I still have play dough under my fingernails. If you don't have a "beneficiary deed" for your place or you don't know what it is, do yourself a big favor and ask me about it. Everyone who owns a home needs one! Also, I know that I say something about a Roth IRA in almost every newsletter but I still find people who do not know about it. If you are one of those people...PLEASE call me. If you chose not to have one that's fine, but don't not have one because you don't know about them! Roth IRAs are TAX FREE! It doesn't get any better than that. My office number is 887-1983 ext 227. It costs nothing to talk to me and I am a really good source of information. That's just one more advantage of being a PFCCU member! Attend the FREE Seminar Thursday, November 9, 6:30 pm Attend this Free Seminar and Learn:
Seats are limited! RSVP by calling 417-887-1983 Investments are not NCUA insured, not credit union guaranteed and may lose value. Registered Representative, Securities offered through Cambridge Investment Research, Inc. a Broker/Dealer, Member NASD/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. CFG and Cambridge are not affiliated. The most wonderful time of the year — now even more wonderful. PFCCU is making December the best month of the year by letting you skip your loan payments. You can keep the cash* through the holidays for whatever it is you've been wishing for. Whether it's presents, travel, or bountiful feasts, the extra cash can help make these holidays the very brightest. To participate in our Skip-a-Payment program, just complete and return the required signature form. Click here for the form. Then mail, fax or hand deliver it to any branch up to 10 days prior to your December loan payment due date. We offer flexible options for paying your low per-loan processing fee**, and you can also opt to skip a payment for each of your PFCCU loans!
*Interest will continue to accumulate on your loan during the month that you skip your payment. Funds for payments made through Direct Deposit/Payroll Deduction remain in your account. Each member is only allowed to skip one payment annually per loan, and all loan payments must be current to qualify. Payments that may be skipped are those with due dates of 11/25/06 thru 12/31/06. Home mortgages, HELOCs, Visas, Overdraft LOCs and Payment Shaver Loans are not eligible for the Skip-a-Payment plan. If there is a joint borrower on the account, both signatures are required on the Skip-a-Pay request. PFCCU requires participants to have had no loan payments greater than 30 days past due in the prior six months. The first payment of a new loan is not eligible for this program. **Processing fee is $25 or 10% of loan payment, whichever is less. SPOTLIGHT on University Plaza Hotel and Convention Center
"The professional staff at University Plaza is what makes the events at the hotel run smoothly. We hire good people. We have over 200 employees on staff and we want to take care of our employees with offering benefits like credit union membership. PFCCU gives our employees a source for financial education and products to meet their individual needs," says Sheila Anderson, Human Resource Manager. If your business or a business that you know is interested in credit union benefits for its employees, please call Jill Bishop, Vice President Marketing/Business Development at 887-1983, ext 312. PFCCU Dealership Financing — It's as easy as 1 You can now go to any of the following local Credit Union Lending System dealers to buy a vehicle and sign your Credit Union loan papers at the same time, right on the lot, all in one easy step.
AutoBuying and Refinancing for 2007
Once you've decided what type of vehicle is right for you, be sure you take advantage of our auto loans.
If you've already purchased a vehicle and started financing with another institution, PFCCU can still help. Our ree-bate frog will give you a special 1% rebate just for refinancing with PFCCU!** Check out how much cash you could be getting back! Use that rebate toward a new sound system for your car, some sleek detailing, or even apply it toward your loan! Either way, it's a special you don't want to pass up! Be sure to mention this promotion to receive your refinance rebate. Apply Today! *Annual Percentage Rate, subject to credit approval and to change without notice.
Note From the President
Since we understand that everyone needs a break from making big payments, we offer our Holiday Skip-A-Pay program for the month of December. It is our way of helping you to have happier holidays. In addition, we know that convenience is a big priority, which is why we offer members the chance to take care of loans for car payments right at the car dealership. Your time is valuable, and we want to help you make the best use of it. Finally, I would like to remind you of the upcoming Prime Time's Branson Trip. It promises to be a fun-filled evening that's not to be missed. You can find additional details on any of these exciting offerings right here in this newsletter. As always, we truly appreciate each and every one of our members. Postal Federal Community Credit Union is proud and happy to serve people throughout southwest Missouri, and looks forward to continuing to do so, whatever your stage in life may be. Happy holidays! Protect Your Credit & Enhance Your Score! Attend PFCCU's free Credit Scoring Seminar to learn how your credit score is derived and how you can protect and improve it. Credit Scoring Seminar Help prevent identity theft by checking your credit report regularly. The Fair and Accurate Credit Transactions Act (FACT Act) requires the three major credit-reporting agencies to provide customers with a free copy of their credit report. Missouri residents can obtain a free copy by contacting www.annualcreditreport.com or 877-322-8228. Holiday Hours Monday, October 9 |
We want to say thank you to the men and women of the Armed Forces as they do their jobs overseas away from loved ones to protect our country. In this issue, we introduce this feature on our front page as we say thank you to PFCCU member, Jeremy Hodges who is serving as Staff Sergeant/ E-6 with the Army Rangers. Jeremy is a Reconnaissance Squad Leader in the HHC 1/17 Infantry Recon Platoon. 
Jeremy was awarded the Bronze Star for leading his recon squad on over 450 successful combat patrols, among other things. Jeremy recently received a Purple Heart for being wounded in combat, his second since he began his tour to Iraq.
If you are interested in serving as an elected official of Postal
Federal Community Credit Union, please request a nomination
form from David Bailes, Chairman of the Nominating Committee or
committee members Gary Mason or Ralph Tate by writing to them:
Skip your December PFCCU loan payment to get more out of the holidays. For more information on our holiday Skip-a-Payment program, call us at 1-800-864-5301 or 417-887-1983. 
As a Springfield hospitality landmark, University Plaza Hotel and Convention Center has been hosting memorable events for more than 20 years. Centrally located in Springfield's downtown district, the property can accommodate groups from ten to 2,000 people with 35 different private meeting spaces and 155,000 square feet of meeting space. The University Plaza Hotel prides itself in hosting each event as a unique and special occasion, including receptions, reunions, meetings or conventions – large or small.
With rates as low as 5.49% APR*, you don't need to worry about how to finance your new set of wheels. You'll be cruising around carefree before you know it.
As another great year soon comes to a close, I would like to take this opportunity to once again emphasize how important it is that we provide you with services and options that meet your financial needs. From those who are just beginning to establish their finances, to those looking for a more convenient way to manage them, we want to make sure we have all of your needs covered.
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