Loan Rates
New & Used Vehicles
(Auto and Motorcycles) |
|
Term
|
APR
|
| Varies |
As low as 4.74% |
|
| |
| |
New Recreational Vehicles
(RVs, Boats &
Travel Trailers) |
|
Term
|
APR
|
| Varies |
As low as 6.24% |
|
| |
| |
Home Equity Line of Credit Fixed Rate |
|
Loan Amount
|
APR
|
| Up to $250,000 |
As low as 6.75% |
| Payment amortization up to 180 months with balloon payment. |
| |
| |
Home Equity Line of Credit Variable Rate |
|
Loan Amount
|
APR
|
| Up to $250,000 |
As low as 4.00% |
|
| |
| |
Share Loan |
|
Term
|
APR
|
| Varies |
As low as 3.00% |
| Credit union savings account(s) used to fully secure the loan. |
| |
| |
Certificate Pledge Loan |
Term
Varies
|
APR
Competitive loan rates
|
|
Credit union certificate of deposit used to fully secure the loan. |
| |
| |
Signature Loan |
|
Term
|
APR
|
| Varies from time to time |
As low as 11.00% |
|
Hours
Apply 24 hours a day by calling (800) 897-4120.
Rates Effective
All loan rates effective as of July 1, 2009
*APR- Annual Percentage Rate subject to credit approval and to change without notice.
|
Dividend Rates
Prime Share (Savings) Accounts |
|
Balance
|
Rate
|
APY
|
|
$100 +
|
0.25% |
0.25% |
|
You must maintain at least a $100 balance in your account in order to earn
dividends. Dividends are paid quarterly.
|
| |
Christmas Club |
|
Balance
|
Rate
|
APY
|
|
$100 +
|
0.25% |
0.25% |
|
|
|
|
|
|
|
|
|
|
|
|
|
Dividends are paid quarterly.
|
| |
Individual Retirement Accounts(IRA) |
|
Balance
|
Rate
|
APY
|
|
$100 - $1,999.99
|
0.50% |
0.50% |
|
$2,000 - $9,999.99
|
0.75% |
0.75% |
|
$10,000 - $24,999.99
|
1.00% |
1.00% |
|
$25,000 or more
|
1.25% |
1.25% |
|
Dividends are paid quarterly.
|
The above rates are for the current quarter. Rates for next quarter have not been set yet. | | |
Advantage Plus Checking |
|
Balance
|
Rate
|
APY
|
|
Over $1,500 ADB
|
0.10% |
0.10% |
| Dividends are paid monthly.
|
| |
Advantage Checking |
|
Balance
|
Rate
|
APY
|
|
Over $1,500 ADB
|
0.10% |
0.10% |
|
Dividends are paid monthly.
|
| |
Money Market Accounts |
|
Term
|
Rate
|
APY
|
|
$2,500 - $9,999.99 |
0.25% |
0.25% |
|
$10,000 - $24,999.99 |
0.40% |
0.40% |
|
$25,000 or more |
0.55% |
0.55% |
|
Dividends are paid monthly.
|
|
The above rates are for the previous month. Rates for this month have not been set yet.
|
Interest Rates
|
Certificates of Deposit |
|
Term
|
Rate
|
APY
|
| $2,500 Minimum for 90 day and 6 month Certificates | | 90 Days
|
0.50% |
0.50% |
| 6 Months
|
0.75% |
0.75% |
| $1,000 Minimum for the Certificates below | | 12 Months
|
1.00% |
1.01% |
| 18 Months
|
1.25% |
1.26% |
| 24 Months
|
1.50% |
1.51% |
| 36 Months
|
1.75% |
1.77% |
| 48 Months
|
2.25% |
2.28% |
The above rates apply to new Certificates of Deposit.
|
