Vehicle Loans
Check out our rates on Auto, Truck, Van, Motorcycle, RV, or Boat loans. PFCCU offers incredible competitive rates and terms. PFCCU may finance New vehicles and Used vehicles up to ten model years back. Interested in knowing the value of your vehicle? Select our NADA guides link to determine the valuation of the vehicle. Not only are our rates for New and Used auto loans attractive, but so are our loan services. We have several services available to you that will prepare you for your purchase. Contact a credit union staff member for more details.

Vehicle Loan Services

GAP (Guaranteed Asset Protection)
GAP will help members close the gap. With PFCCU’s GAP product through CUNA Mutual Group, purchase protection that picks up where auto insurance leaves off. GAP helps pay the difference between a vehicles actual cash value and the member’s loan balance in the event the covered vehicle has a total loss due to theft or collision. GAP will help provide financial security in the event of an accident. Ask a credit union staff member for more details.

Extended Warranty Protection

With PFCCU’s Extended Warranty Protection available through Route 66 Extended Warranty, you will have peace of mind knowing that your vehicles covered repairs against mechanical expenses. Route 66 Extended Warranty is the most comprehensive extended warranty coverage for all makes and models of automobiles, so that you will be able to enjoy your new purchase and have “Peace of Mind” because even the most reliable vehicle can develop a mechanical problem. That is why so many people have come to depend upon Route 66. No matter where you travel in the United States, you are protected against major mechanical expenses, and there is no deductible on covered parts and labor. Visit Route 66 at www.route66warranty.com or ask a credit union staff member for more details.

Credit Insurance
Even though there are more dual-income households now than in the past (more than 60%), 58% of Americans say their incomes are falling behind the rising cost of living. (Pew Research Center, February 14, 2008). The financial strain of disability is the leading cause of personal bankruptcies and mortgage foreclosures. (Health Insurance Underwriter, May 2008). Close to 90% of disabling accidents and illnesses are not work related. (National Safety Council, Injury Facts, 2008 Edition). With PFCCU’s Credit Insurance Protection available through CUNA Mutual Group, you will have peace of mind knowing that your covered loan will be paid off or your balance will be reduced in the event of the borrower(s) death. Credit Disability protection will make the loan payment(s) up to policy maximum in the event of total disability caused by covered injury or illness. Ask a credit union staff member for more details.

Share Secured & Certificate of Deposit Secured Loans
PFCCU offers a great alternative to providing you access to your deposit accounts without the worry of withdrawing your funds. PFCCU offers a Share Secured Loan, and a Certificate of Deposit Secured Loan. No qualification required. Earn dividends on your share account and certificate balance while you use the funds for any purpose. Check out our LOW interest rates on the share secured / Certificate of Deposit secured loans. It’s quick and easy. Inquire today by contacting a credit union loan representative for details. Share Secured Loans, an easy way to borrow against the money you have in your savings.

Signature Loans
PFCCU offers loans based on your signature for any purpose. No need to use collateral to secure your loan, just sign and go. Eligible members are able to borrow with just their signature. PFCCU has competitive rates for unsecured loans. Please see a credit union staff member for more details.

Overdraft Protection
PFCCU offers an unsecured Line of Credit loan to meet your overdraft protection needs. No need to worry again about running short in your checking account. Qualified members can add protection against overdrawing their checking account. You can use your Line of Credit loan for any purpose up to the available credit line approved just for you. Applying is quick and easy. Please see a credit union staff member for more details.

Loan 24
Applying for a loan is even easier! You can apply for a loan by phone 24 hours a day, seven days a week by calling (800) 897-4120 from anywhere in the United States. Or -- try our on-line loan application for consumer loans. Please read our field of membership information above before applying.